Mobile Number Opt-in

Mobile Number Marketing and Opt-In: We offer mobile number programs, such as SMS and
MMS messaging, to our customers who explicitly opt in. You can opt-in to receive these
messages by signing up on our website, through one of our authorized representatives, or
by submitting a paper form that clearly states your consent to receive mobile marketing
messages from us. By opting in, you agree to receive messages at the mobile number you
provided. Message frequency may vary. You can always opt out of receiving these
messages by replying with STOP to any message you receive from us. We may also use your
mobile number to send you important non-marketing messages, such as account service
messages and transaction notifications. These non-marketing messages are not subject to
opt-in and may be sent even if you have opted out of marketing messages.